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Independent 36-month phone plan calculator

What will your phones really cost over 3 years?

Four quick questions. We compare every carrier and every way to get your phones, including the fees and trade-in fine print carriers leave out of the ad.

Takes about a minuteAnswer 4 questions, see every carrier ranked by what you'd pay over 3 years, then switch with step-by-step instructions.
Free · No sign-up
1. How many phone lines?Family or solo
For switcher deals

For all lines, with taxes and fees. Not sure? Leave it blank; we just won't compare to today's bill.

$/mo
4. Getting new phones?Keep or upgrade

Nothing to sign up for. Your answers stay in your browser.

How the math works

  1. 1

    We add up 36 months of plan price, the per-line fees carriers list separately, activation, and the phones themselves.

  2. 2

    “Free phone” deals are counted the way they’re paid: as bill credits that stop if you leave early.

  3. 3

    The cheapest option is always shown first, whether or not it earns us anything.

Ranked by price, not by payout
Options are sorted only by what they cost you over 36 months. A carrier that pays us nothing still ranks first when it's cheapest.